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| MERIT BASED LOANS (SIGNATURE LOANS) | 9.90% UP TO .50% DISCOUNT AVAILABLE | | UP TO 60 MOS |
| HOME EQUITY/HOME IMPROVEMENT | 7.25% .25% DISCOUNT FOR AUTO PMT | | 7 YEAR BALLOON |
| REAL ESTATE LOAN | 7.25% .25% DISCOUNT FOR AUTO PMT | | 7 YEAR BALLOON |
| SHARE SECURED LOANS | 3.25% ABOVE SHARE OR CD RATE | | 60 MONTHS |
| NEW CAR LOANS | STARTING AT 7.50% UP TO .50% DISCOUNT AVAILABLE | | 60 MONTHS |
| NEW CAR LOANS | STARTING AT 8.00% UP TO .50% DISCOUNT AVAILABLE | | 72 MONTHS |
| USED CAR LOANS | STARTING AT 8.00% UP TO .50% DISCOUNT AVAILABLE | | 60 MONTHS |
| RECREATIONAL LOANS | STARTING AT 8.00% UP TO .50% DISCOUNT AVAILABLE | | 60 MONTHS |
| SIGNATURE AND COLLATERAL LOANS 0VER 50% COLL | STARTING AT 9.25% UP TO .50% DISCOUNT AVAILABLE | | 60 MONTHS |
| SIGNATURE AND COLLATERAL LOANS LESS THAN 50% COLL | STARTING AT 9.75% UP TO .50% DISCOUNT AVAILABLE | | 60 MONTHS |
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