Loan Rates

Delivering Financial Services to Communities Across Northern Minnesota

         

   
The below rates are based on a credit score of 730 or higher and include the automatic payment discount

 

New Auto Loans

Used Auto Loans

36 mo - 2.99%

36 mo - 3.99%

48 mo - 2.99%

48 mo - 3.99%

60 mo - 2.99%

60 mo - 3.99%

72 mo - 3.24%

72 mo - 4.24%

84 mo - 3.49%

84 mo - 4.49%

 

New Recreational Vehicle

Used Recreational Vehicle

36 mo - 3.74%

36 mo - 4.24%

48 mo - 3.99%

48 mo - 4.49%

60 mo - 4.24%

60 mo - 4.74%

72 mo - 4.49%

72 mo - 4.99%

 

Unsecured Signature Loan

Other Security Items
(Machinery, equipment, tractors, etc.)

36 mo - 9.65%

36 mo - 5.74%

48 mo - 10.15%

48 mo - 6.24%

60 mo - 10.65%

60 mo - 6.74%

 

Signature and Collateral - 50% and up

Signature and Collateral - under 50%

36 mo - 8.00%

36 mo - 8.50%

48 mo - 8.50%

48 mo - 9.00%

60 mo - 9.00%

60 mo - 9.50%

 

Single Payment Notes -

Business Loans -

12 mo - 9.65%

Competative Rates! Contact Stephanie or 218-666-5940

 

Share / CD Secured loans and Credit Builder Loans also available. For inquiries call 218-666-5940 or email a loan officer

 

Real Estate - fixed rate

Real Estate / Home Equity - balloon

120-360 months

60 mo - 4.24%

Rates Vary-For Quote Please Call (218)666-5940 or Email

84 mo - 4.49%

Office Hours Monday - Thursday 9 a.m. - 5 p.m. Friday 9:00 a.m. - 6:00 p.m. Drive Thru Hours Monday - Thursday 8:30 a.m. - 5:00 p.m. Friday 8:30 a.m. - 6:00 p.m.

North Woods Money Cave Branch Hours  Wednesdays 8:00 a.m.-1:00 p.m. (closed during school breaks)