CDs and IRAs

Delivering Financial Services to Communities Across Northern Minnesota


Certificates of Deposit (CDs):
  • 6 mo, 12 mo, 18 mo, 24 mo, 36 mo, 48 mo and 60 month CDs available
  • Get an additional Rate Reward for having a $50,000 relationship or greater with us for at least the past 3 months.  This includes a combintation of share balances, loans, etc.
  • Interest earned throughout the period of the CD can be paid to you compounded, transfered to your share account, or via check - monthy,quarterly,semi annually, annually, or at maturity.
Individual Retirement Accounts (IRAs) :
  • Traditional and Roth IRAs available
  • Share/Savings IRA Accounts
  • IRA Certificate of Deposits 12 mo or 24 mo only (current rates apply)

Click Here to see Current Interest Rates

Contact a Member Service Representative

Office Hours Monday - Thursday 9 a.m. - 5 p.m. Friday 9:00 a.m. - 6:00 p.m. Drive Thru Hours Monday - Thursday 8:30 a.m. - 5:00 p.m. Friday 8:30 a.m. - 6:00 p.m.

North Woods Money Cave Branch Hours  Wednesdays 8:00 a.m.-1:00 p.m. (closed during school breaks)