Delivering Financial Services to Communities Across Northern Minnesota


VISA Debit (Check) Cards:

  • For Personal, Business, and Teen Draft Accounts (parent signs as guarantor)
  • No fee at our ATM

Contact us for informaiton on your daily spending and withdrawal limits.

Instant Cash ATM Cards:

  • For ATM withdrawal only
  • No Fee at our ATM

Contact us for informaiton on your daily withdrawal limits

PDF Application for Debit/ATM Cards - Click Here To Download


VISA Prepaid Debit Cards-Reloadable:

  • Loadable $1.00 -$10,000 with a $6.95 one time purchase fee
  • Unlimited reloads for FREE
  • Direct Deposit available
  • Use at ATM for withdrawal and for purchases with cash back options
  • Replacement to Travelers Checks

PDF Application for the Atira Prepaid Debit Card

Request Direct Deposit on Atira Prepaid Debit Card

VISA Gift Cards-NON Reloadable:

  • Loadable one time $10.00-$500.00 with a one-time $3.50 purchase fee
  • Great gift option for that special someone for any occassion
  • Use for purchases wherever Visa is accepted


Purchase Visa Gift Card from your Cook Area Credit Union Account


Office Hours Monday - Thursday 9 a.m. - 5 p.m. Friday 9:00 a.m. - 6:00 p.m. Drive Thru Hours Monday - Thursday 8:30 a.m. - 5:00 p.m. Friday 8:30 a.m. - 6:00 p.m.

North Woods Money Cave Branch Hours  Wednesdays 8:00 a.m.-1:00 p.m. (closed during school breaks)