Deposit Rates
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Delivering Financial Services to Communities Across Northern Minnesota |
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| Certificate of Deposit Rates (APY) | ||||
| Term | under $5,000 | $5,000-$24,999 | $25,000-$99,999 | $100,000 and up |
| 6 mo | 0.30% | 0.30% | 0.30% | 0.30% |
| 12 mo | 0.35% | 0.35% | 0.35% | 0.35% |
| 18 mo | 0.40% | 0.40% | 0.40% | 0.40% |
| 24 mo | 0.60% | 0.60% | 0.60% | 0.60% |
| 36 mo | 0.85% | 0.85% | 0.85% | 0.85% |
| 48 mo | 1.25% | 1.25% | 1.25% | 1.25% |
| 60 mo | 1.50% | 1.50% | 1.50% | 1.50% |
| An additional premium is available on certificates only. To get Relationship Reward Rate add 0.25% to the APR. Relationship Reward is for having at least $50,000 in the same account for at least the past 3 months | |
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Share (Savings) Accounts: Regular Share Account- .20% Sub Share Account- .20% Christmas Club Account- .20% Kids Club Account (0-12yrs)- .50% Future Freedom Club Account (12-18yrs)- .50% |
Draft (Checking) Accounts: Interest Bearing on $200 or more- .10% |
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IRA Accounts: IRA Savings- .50% IRA Certificates- (12 mo.) .60% (24 mo.) .75% |
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Preferred Share Account $100-$9,999- 0.10% $10,000-$19,999- 0.30% $20,000-$39,999- 0.35% $40,000-$99,999- 0.40% $100,000 and up- 0.40% |
Money Market Shares: $0-$999- 0% $1,000-$9,999- 0.30% $10,000-$24,999- 0.35% $25,000 and up- 0.40%
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Office Hours Monday - Thursday 9 a.m. - 5 p.m. Friday 9:00 a.m. - 6:00 p.m. Drive Thru Hours Monday - Thursday 8:30 a.m. - 5:00 p.m. Friday 8:30 a.m. - 6:00 p.m. North Woods Money Cave Branch Hours Wednesdays 8:00 a.m.-1:00 p.m. (closed during school breaks) |
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