Delivering Financial Services to Communities Across Northern Minnesota


Loan Applications:

Mortgage Application (PDF) (includes Home, Construction, and Land Loans)

Business Loan Application (PDF) & Personal Financial Statement (PDF)

Overdraft Protection Application (PDF)

Consumer Loan Application (PDF) (includes Auto, Recreational, and Personal Loans)

Credit Card Application (PDF)


New Account Applications (for existing Members) :

Draft/Checking Application (PDF)

ATM and Debit Card Application (PDF) 

PrePaid Debit Card Application & Information (PDF)


If you are not a member of the Cook Area Credit Union please email us your request or call 218-666-5940.


Office Hours Monday - Thursday 9 a.m. - 5 p.m. Friday 9:00 a.m. - 6:00 p.m. Drive Thru Hours Monday - Thursday 8:30 a.m. - 5:00 p.m. Friday 8:30 a.m. - 6:00 p.m.

North Woods Money Cave Branch Hours  Wednesdays 8:00 a.m.-1:00 p.m. (closed during school breaks)