+ Draft (Checking) Accounts + Share (Savings) Accounts
+ Consumer Loans
+ Certificate of Deposits (CDs)
| 6 mo, 12 mo, 18 mo, 24 mo, 36 mo, 48 mo and 60 month CDs available |
| Current Rates listed in "Rates" tab |
| Interest can be compounded or deposited into another account |
+ Individual Retirement Accounts (IRAs)
+ Credit Cards
+ Instant Cash & Check Card and ATM Card
| VISA Instant Cash & Check Card |
| Make purchases at the register (ICC card) |
| Make reservations over the phone or online (ICC card) |
| Get Cash out at the ATM (ICC and ATM) |
| Cook Area Credit Union Cards have no fees at our ATM |
| Application - Click Here To Download Application |
+ Safe Deposit Boxes
| Small Box 3x5 - $15.00 per year |
| Medium Box 3x10 - $30.00 per year |
| Large Box 5x10 - $50.00 per year |
| Pro-rated if opened later in year |
+ Gift Cards
| Loadable $10.00-$500.00 |
| Use at registers |
| CANNOT use at ATMs |
+ Travel Cards
| Loadable $100.00-$5,000.00 |
| Unlimited Reloads |
| Can use at ATM and registers |
| Can be used for Car Rentals, Hotel Reservations, and Pay at the Pump |
| Please note if using for any of the above business can put a hold on the card |
| Used as a replacement to Travelers Checks |
+ Online Banking
| FREE |
| E-Statement Available |
| Transfer Funds in your accounts |
| Request a Cashier’s Check made out to yourself |
| View Balances |
| View images of cleared checks |
| Print images of cleared checks |
| Call us at 218-666-5940 to enroll |
+ Online Banking Q&A
Q.) How Secure is online banking at the Cook Area Credit Union?
A.) Naturally security is a significant concern to Internet users. Cook Area Credit Union is connected to the Internet in a way that keeps all the credit union's internal systems and member information away from prying eyes. We have used every precaution to protect your accounts. Every bit of information sent or received is encrypted, making it unreadable during transmission. We also have a firewall protecting the credit union's host computer. In addition to the systematic precautions that we have taken to ensure information security, your Cook Area Credit Union password ensures that you are the only authorized user with access to your account information. Be sure to change your password every six months or so to ensure its integrity. Keep your password in a secured place and don't reveal it to anyone. No one at the Cook Area Credit Union will ever ask for your password.
Q.) Can I transfer from my account to my spouse's account?
A.) You should be able to transfer among all accounts on which you are a joint owner. If an account on which you are a joint owner doesn't show up on the "transfer" screen, please call us and we will update the account.
Q.) Is there a fee to use online banking at the Cook Area Credit Union?
A.) There is no fee to use Cook Area Credit Union online banking!
Q.) What type of browser do I need to access the site?
A.) It is recommended to use the latest version of your current browser, we suggest Internet Explorer or Netscape Navigator.
Q.) How do I get a Cook Area Credit Union password?
A.) You can call us or stop in. You may also fill out a password request online at our website.
Q.) Do I need to install any special home banking software?
A.) No, all you need is a PC and an internet service provider. If you currently have internet access you will be able to access your accounts on our Internet web site.
+ Audio Response Teller (ART)
Complete Transactions over the telephone. Available 24 hours a day 7 days a week 1-218-666-5257
+ Notary Service
Free to Members
$1.00 fee to non-members
+ 24 hour ATM
Free when using Cook Area Credit Union Card
$1.50 for other financial institutions
+ Other Services Include
- Drive Up Window
- Saving Bonds
- Night Deposit - Processed on the next business day
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Delivering financial services in
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| Providing competitive auto financing. RESEARCH, SHOP, BUY |
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Savings plans to make the dream
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