The below rates are based on a credit score of 730 or higher and include the automatic payment discount.
New Car, Truck, Motorized RV	Used Car and Truck
36 mo - 3.99%	36 mo - 4.49%
48 mo - 4.24%	48 mo - 4.74%
60 mo - 4.49%	60 mo - 4.99%
72 mo - 4.74%

New Recreational Vehicle	Used Recreational Vehicle
36 mo - 3.99%	36 mo - 4.49%
48 mo - 4.24%	48 mo - 4.74%
60 mo - 4.49%	60 mo - 4.99%
72 mo - 4.74%	72 mo - 5.24%

Unsecured Signature Loan	Other Security Items (Machinery, equipment, tractors, etc.)
36 mo - 8.65%	36 mo - 6.74%
48 mo - 9.15%	48 mo - 7.24%
60 mo - 9.65%	60 mo - 7.74%

Signature and Collateral - 50% and up	Signature and Collateral - under 50%
36 mo - 8.00%	36 mo - 8.50%
48 mo - 8.50%	48 mo - 9.00%
60 mo - 9.00%	60 mo - 9.50%

Single Payment Notes -	Business Purpose Loan - $50,000 limit/fully collateralized
12 mo - 8.90%	60 mo - 8.50%

Share and CD Secured -	Real Estate / Home Equity - will have a balloon payment
2.75% above share or CD rate	12 mo - 3.99%
-loan term must match term of CD	36 mo - 4.49%
Construction Loans	60 mo - 4.99%
12 mo - 4.99%	72 mo - 5.49%

Fixed Rate 30 year Mortgages are available call for current rates 218-666-9820

Share (Savings) Rates	Draft Account
Regular, Family - 0.75%	Balance of $200 and up - 0.25%
Christmas Club - 0.75%
Kids Club (0-12 year) - 1.00%
Furture Freedom Club - 1.00%

IRA's
Savings - 1.00%
CD 12 and 24 month - Current Rates

Preferred Shares	Money Market Shares
$100-$9,999 - 0.50%	$0-$999 - 0.00%
$10,000-$19,999 - 0.80%	$1,000-$9,999 - 0.80%
$20,000-$39,999 - 0.90%	$10,000-24,999 - 0.90%
$40,000-$99,999 - 1.00%	$25,000 and up - 1.00%
$100,000 and up - 1.00%

Certificate of Deposit Rates (APY)
Term	under $5,000	$5,000-$24,999	$25,000-$99,999	$100,000 and up
6 mo	0.75%	0.85%	0.95%	1.05%
12 mo	0.85%	0.95%	1.05%	1.15%
18 mo	0.95%	1.05%	1.15%	1.25%
24 mo	1.15%	1.25%	1.35%	1.45%
36 mo	1.45%	1.55%	1.65%	1.75%
48 mo	1.65%	1.75%	1.85%	1.95%
60 mo	1.75%	1.85%	1.95%	2.05%